Study Abroad & Get Loan Sanction
Within 72 Hour
Upto ₹1Cr (Collateral)
Upto ₹50 Lac (Without Collateral)
11.50%
12 months \ 12 years
| Feature | Description |
|---|---|
| Margin Money | Up to 100% funding is available for the loan, which means that the loan amount can cover the entire cost of education. |
| Processing Time | 10 - 15 days |
| Prepayment Charges | Nil |
| Study Level & Course | The unsecured loan option is available only for postgraduate courses in STEM (Science, Technology, Engineering, and Mathematics) and management fields. |
| Expenses Covered |
Tuition and fees payable to the educational institute. Examination, library, and laboratory fees. Purchase of books, equipment, and uniforms. Living expenses, including hostel fees. Travel expenses. Purchase of computers/laptops. Overseas insurance. Cost of health insurance. |
| Property Acceptable |
Residential flat House Open plot Shop |
| Collateral & Non-Collateral | Yes |
| Co-Applicant: |
Parents Grandparents Immediate family members |
| Offer Letter | Nil |
Graduate, postgraduate, diploma, and professional courses authorised by the University Grant Commission (UGC), the All India Council for Technical Education (AICTE), the Government of India, and the Indian Council for Medical Research (ICMR).
Professional or technical courses from renowned education institutions overseas.
Vocational or skill development courses that are recognized or sanctioned by the government.
Courses offered by Indian Institutes of Management (IIM), Indian Institutes of Technology (IIT), Indian Institute of Science (IISC), Xavier School of Management (XLRI), National Institute of Fashion Technology (NIFT), and other reputable institutions.
Courses offered by reputable international institutions.
Other courses leading to a diploma/degree, etc., offered by colleges/universities
Approved by the UGC/Government/AICTE/AIBMS/ICMS, etc.
Up to 100% financing, covering the entire cost of education.
Flexible repayment options, allowing borrowers to choose a repayment plan that suits their financial situation.
Up to 90% funding, providing substantial financial support for educational expenses.
Discount for female students, promoting gender equality in education by offering special benefits.
Education loan subsidies, which may be available to eligible students to reduce the overall cost of borrowing.
Flexible repayment options, enabling borrowers to manage their loan repayment in a way that works best for them.
Apply Online & Upload Your Documents
Processing and Approval
Loan Sanction And Disbursal
KYC of applicant and co-applicants (such as identity proof, address proof, etc).
Academic Records
Proof of admission
Entrance Exam Result(if applicable)
Statement of cost of study/ Schedule of expenses
Income Proof for Salaried Co-applicant/ Guarantor (if applicable)
Bank account statement for last 6 months etc
Property Documents (if applicable)